SIP Calculator (Mutual Funds)

Introduction

Systematic Investment Plans (SIPs) turn disciplined monthly contributions into long-term growth through compounding. This calculator estimates the future value of regular investments at a chosen annual return, making it easier to set goals, track progress, and build confidence in your plan. It is well-suited for investors who prefer steady accumulation over timing markets.

By focusing on consistency, SIPs reduce anxiety during volatility. Contributions add new units over time, and compounding works in your favor. Visualizing the end result for different horizons and rates motivates adherence and informs adjustments when circumstances change.

Why This Tool Is Useful

Investing feels approachable when you can see outcomes. The calculator translates a monthly amount into a future total, highlighting the power of patience. It supports realistic planning for education, retirement, or major purchases. For advisors and teams, it offers a quick way to illustrate scenarios and encourage regular saving behavior.

Because it runs in your browser, you can iterate privately—testing different monthly amounts, durations, and return assumptions—without complex spreadsheets.

Key Features

Computes accumulated value from monthly contributions at an annual return. Presents results clearly and encourages scenario testing. Minimal controls keep the focus on understanding rather than configuration.

How to Use

1. Enter your monthly investment amount.
2. Set the annual return rate.
3. Enter the number of years you plan to invest.
4. Click Calculate to see the estimated future value; adjust inputs to align with goals.